NEW: Automated B2C Payouts

Connect Your Website To Real Money.

The ultimate bridge for STK Push Collections and Instant B2C Withdrawals. Send money to customers or collect payments with the lowest transaction fees in the market.

Get Your API Key Explore B2C Docs

Everything you need to scale

Powerful tools designed for modern African businesses.

Automated Payouts (B2C)

Instantly send money to users' mobile wallets. Perfect for withdrawals, winnings, and disbursements.

Industry-Low Fees
Smart Routing

Route collections to multiple Paybills or Tills effortlessly using a single integration point.

Zero Latency
Float Management

Real-time balance tracking for your B2C float. Automated low-balance alerts and transparent reporting.

Secure & Audited

B2C & C2B: One API

Whether you are collecting payments via STK Push or sending withdrawals via B2C, our API stays consistent and lightning fast.

  • Automated Fee Calculation
  • Instant Webhook Notifications
  • Support for all major Mobile Networks
View Full API Docs 
// Example: Automated B2C Withdrawal
const payout = await OptimaPay.payout({
  phone: "2547XXXXXXXX",
  amount: 5000,
  remarks: "Salary Payout",
  occasion: "April_Payroll"
});

// Example: STK Push Collection
const collection = await OptimaPay.collect({
  phone: "2547XXXXXXXX",
  amount: 100,
  reference: "ORDER_99"
});

if (payout.status === 'success') {
  console.log("Funds sent instantly!");
}

Stop Paying High Transaction Fees

Join thousands of developers using OptimaPay for automated, low-cost money movement.

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